Property Search

Use our budget based property search - Powered By Zoopla

It's simple, quick and will help you narrow down you property search with mortgage calculations built in!

You can even save and print your shortlist.

Enter an address, street, postcode or area!

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    Monthly Payment

    Cost of Credit

    Budget Based Property Search - New!

    Our UK Property Search system is tightly integrated with our mortgage and loan calculators - and it's still easy to us

    Step One

    • Enter an address, street, postcode or area - in fact any location that we can find in the UK!
    • Select the search distance around the area you are looking in - from 0.5 Miles to 40 Miles
    • Choose either Houses or Flats, set your number of bedrooms and your price limits
    • If you have any specific keywords, for example: for semi-detached or detached, or a specific road, enter in keywords
    • Search through all properties, or click the button to change the search to Affordability
    • Now you can enter a deposit, maximum monthly payment, interest rate, term and mortgage type
    • In affordability mode, a maximum property value you can afford will be calculated and only properties within these limits will be shown to you!

    Step Two

    • You will get a list of all properties matching your search.
    • Also shown will be the mortgage options you entered, showing you the monthly payment and deposit required!
    • Select a property to see full details, map location including streetview and photos.
    • Our property details are provided by Zoopla so to contact the estate agent you can click the option and the full listing on Zoopla's site will be shown
    • You can save any listing you like instantly and these will be stored for you to revisit
    • Any property you save can be included for you to do calculations on!

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    £75,000 repayment mortgage on a property valued at £100,000 (min 75% LTV). Mortgage Term 25 Years. Costs compared over 3 years.

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    £5,000 loan. Loan Term 3 years. Compared Over The Term of the Loan.

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    £250 purchase balance and £500 balance transfer. Repaid over 2 years at the higher of 3% minimum payment/£5. Comparing the total cost of credit.

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    £1,000 saved over 3 years. Does not take into charges. For non-ISA accounts, 20% tax at source is assumed. You can get a full breakdown when you compare.

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    £1,000 invested over 3 years. Does not take into account taxation or charges, you can get a full breakdown when you compare.

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    £150 invested every month for 3 years. Does not take into account taxation, inflation or charges, you can get a full breakdown click get more info.

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    Search from a small selection of pension plans. For more Consult a Qualified Financial Advisor

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    Mortgage Assumptions

    • Fees

      All fees charged will be paid upfront rather than added to the cost of the mortgage.

    • Costs

      Total costs consist of the full monthly payment amount over the comparison period, plus the upfront fees.

    • Offer Period

      When a initial interest rate offer ends, the monthly payment will be recalculated at the standard rate based upon the remaining balance at the time.

    • Tracker and Discount Rates

      With tracker and discount mortgages, please note that the costs will assume the base rate or lenders variable rate stay the same as now for the duration of the comparison.

    Loan Assumptions

    • Fees

      No fees have been taken into account.

    • Costs

      Total costs consist of the total INTEREST charged over the term of the loan.

    Credit Card Assumptions

    • Fees

      Balance Transfer fees will be added to the balance transfer balance on the card.

    • Minimum Payments

      Payments will be assumed to be made at either 3% of the total outstanding balance or £5, whichever is the higher.

    • Payment Priority

      Balances will be paid off in the following order: 1. Purchases, 2. Balance Transfers.

    • Rate Offers

      When the offer period on a promotional/initial rate expires, interest will be charged at the normal rate.

    • Total Costs

      These take into account the amount of INTEREST charged during the comparison period.

    Savings Assumptions

    • Charges

      No charges are taken into consideration when calculating costs.

    • Taxes

      For ISA's, no tax will be deducted from earned interest. For other account types, 20% tax will be deducted at the point the interest in paid.

    • Bonus Rates

      When bonus rates expire, the interest rate will revert to the normal rate advertised. In the case of fixed rate bonds, once the bond period ends, no interest will be paid.

    • Interest Period

      Monthly interest in calculated and paid monthly. Annual interest will be calculated monthly, but paid on the anniversary of the starting date. Interest will be paid pro-rata if the comparison period ends before an anniversary.

    • Total Costs

      These take into account the total value accrued in your savings at the end of savings term. It does not take into account inflation.

    Investments Assumptions

    The Investments category displays Stocks and Share ISA deals only.

    • Charges

      No initial, annual or per deposit charges are taken into consideration when calculating costs.

    • Taxes

      For ISA's, no tax will be deducted from the annualised growth.

    • Rates

      Using past performance figures, we have created a compounded annual growth rate to provide a annual percentage figure to calculate growth against. This is from past performance and is NOT an indication of the future performance of the fund.

    • Interest Period

      Annual growth will be calculated monthly, but added on the anniversary of the starting date. Growth will be added pro-rata if the comparison period ends before an anniversary.

    • Total Fund Value

      This takes into account the total value of your fund at the end of invested period. It does not take into account inflation.

    Pensions Assumptions

    The Pensions Category displays a small selection of pensions only.

    • Charges

      No initial, annual or per deposit charges are taken into consideration when calculating costs.

    • Taxes

      No tax will be deducted from the annualised growth.

    • Rates

      Using past performance figures, we have created a compounded annual growth rate to provide a annual percentage figure to calculate growth against. This is from past performance and is NOT an indication of the future performance of the Pension.

    • Interest Period

      Annual growth will be calculated monthly, but added on the anniversary of the starting date. Growth will be added pro-rata if the comparison period ends before an anniversary.

    • Pension Value

      This takes into account the total value of your pension at the end of invested period. It does not take into account inflation.

    • Fixed Rates

      The interest rate charged is fixed for a number of years or until a certain date by the lender.

    • Base Rate Tracker

      The interest rate is set and then tracks the rises and falls of the Bank of England's base interest rate which is decided monthly.

    • Discount

      The interest rate is the lenders standard variable rate, which they decide. The discount period gives you a certain amount off that rate. The rate can be changed at anytime by the lender.

    • Variable

      The interest rate is the lenders standard variable rate, which they decide and can change anytime.

    Click the arrows to arrange the product details by the name of the lender, or if you have selected all rates, the type of rate selected.

    Click the arrows to arrange the products by the maximum LTV (Loan to Value) allowed by the lenders.

    Click the arrows to arrange the products by the initial monthly payment you will be charged for mortgage amount you entered.

    Click the arrows to arrange the products by the calculated APR (Annual Percentage Rate). This rate takes into account fees and charges as well as interest.

    Click the arrows to arrange the products by the calculated total cost of the mortgage (Amount Paid) over the period selected.

    What is the value of the property for which a mortgage is required?

    How much do you need to borrow?

    • Capital + Interest

      Payments made to the lender will repay the amount borrowed as well as cover interest.

    • Interest Only

      Payments made to the lender will only cover interest. You will need to put money aside elsewhere in order to be able to repay the actual amount borrowed.

    What is the minimum period for which you want the interest rate offer?

    For example, for a minimum 3 year interest rate offer, select 3 years.

    Tick to remove mortgages that have Early Repayment Charges.

    Early Repayment Charges are applied by the lender if you repay the mortgage, or remortgage to a different lender within a certain period of time or date set by the lender. Typically a percentage of the outstanding balance at the point of repayment.

    Tick to remove mortgages that have any fees.

    Lenders may apply fees such as arrangement, booking or valuation fees when you take out the mortgage.

    Tick to only show Buy To Let mortgages. If you are purchasing/remortgaging a property which is to be rented to tenants, this is the type of mortgage you will need.

    Tick to only show Offset mortgages. Offset mortgages allow you to use you savings or regular income to reduce the amount of interest you are charged on your mortgage.

    How many years do you wish to spread your mortgage over?

    • Good Credit

      If you have zero missed payments in the last 2 years, no CCJ's or defaults these deals may be available to you.

    • Fair Credit

      If you have missed a few payments as recently as the last 6 months, these deals may be available to you.

    • Bad Credit

      If you have missed payments in the past, had CCJ's or defaults, lenders in this category may have deals for you.

    Click the arrows to arrange the product details by the name of the lender.

    Click the arrows to arrange the product details by the headline rate (APR) of the loan.

    Click the arrows to arrange the product details by the total cost of the loan (Interest Charged) over the time period selected.

    Over how many years do you wish to spread this loan?

    Tick to show only loans that include some form of payment break

    Tick to show only loans that are available to homeowners.

    Tick to show only loans that are available only to existing customers of the lender.

    • Good Credit

      If you have zero missed payments in the last 2 years, no CCJ's or defaults these deals may be available to you.

    • Fair Credit

      If you have missed a few payments as recently as the last 6 months, these deals may be available to you.

    • Bad Credit

      If you have missed payments in the past, had CCJ's or defaults, lenders in this category may have deals for you.

    Click the arrows to arrange the product details by the name of the lender.

    Click the arrows to arrange the product details by the purchase rate (APR) of the credit card.

    Click the arrows to arrange the product details by the balance transfer rate (APR) of the credit card.

    Click the arrows to arrange the product details by the headline rate (APR) of the credit card.

    Click the arrows to arrange the product details by the total cost (Interest Charged) of repaying your chosen balance over 24 months.

    Show only credit cards that allow balance transfers.

    Show only credit cards that provide some form of cashback.

    Show only credit cards that have a reward scheme.

    • Easy Access

      Regular savings accounts which may have short or notice period if you need to withdraw funds.

    • Cash ISA

      Tax Free savings, allowing you to deposit up to a maximum of your annual cash ISA allowance every year.

    • Fixed Rate Bonds

      Bonds where you deposit an amount of money away for a certain period in return for a fixed level of interest.

    Click the arrows to arrange the product details by the savings institution.

    Click the arrows to arrange the product details by the notice period to withdraw funds. For Bonds, this period will be the length of the bond.

    Click the arrows to arrange the product details by the rate (AER).

    Click the arrows to arrange the product details by the total amount saved depending upon the amount you wish to save and the period over which you are saving it.

    How much money do you have to deposit?

    Show only cash ISA's where you can transfer funds from an existing ISA.

    Show only savings where you are permitted to make withdrawals.

    • Ethical

      Stocks and Share ISA's where your money will only be invested into growth funds purchasing stock in companies that are socially, ethically and environmentally responsible.

    • Income

      Stock and Share ISA's where your money will be invested into high dividend payout companies, in order to generate a tax free income from your savings.

    • Pick Your Own Fund

      Stock and Share ISA's where your money can be used to purchase units from funds you pick from.

    Click the arrows to arrange the product details by the institution name.

    Click the arrows to arrange the product details by the risk level.

    Click the arrows to arrange the product details by the past performance level. Remember that past performance is not an indicator of future performance.

    Click the arrows to arrange the product details by the fund value after the chosen period. If it is an income ISA, this will show the growth of the initial fund.

    Click the arrows to arrange the product details by the name of the pension provider.

    Click the arrows to arrange the product details by the past compounded annual growth rate of the pension plan. Remember that past performance is not an indicator of future performance.

    Click the arrows to arrange the product details by the pension value based upon the amount you are investing and period invested (figures are created using the past compounded annual growth rate).

    How much will you be investing monthly into the pension, gross?

    Enter the minimum past annual growth percentage for funds you wish to see.

    Disclaimer

    By using this site, you agree we can set and use cookies. For more details of these cookies and how to disable them, see our cookie policy.

    This site is designed to give you an understanding of financial products out in the wild, preparing you for proper professional advice.

    We have provided guides, tools, a selection of deals (lowest rate and/or fees) but expect you to seek full professional advice with a whole of market adviser before making any decision.

    Use the information provided at your own risk, we're not providing advice and errors can be made. Calculations made on the site are estimates, therefore in places assumptions or approximations may be used. We cannot accept responsibility nor are liable for any mistakes.

    Please read our full disclaimer.

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